Price risk with confidence

Insurance

Price risk with confidence

Pricing risk with incomplete property data leads to underpricing, premium leakage, and missed signals. Nearmap property data and analytics help insurers segment risk more precisely and protect premium revenue – making fast and accurate risk decisions standard practice.
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Sharpen your pricing precision

Property conditions and climate exposure change constantly. And pricing models don’t always keep up. Betterview combines property intelligence, risk management, and predictive insights across the policy lifecycle to keep pricing strategies accurate and competitive.

Clear actuarial insight

High res, regularly refreshed

Flights up to 3x a year, with insights updated every time. Covering 87% of the U.S. population, in high resolution, so you won’t miss a detail.

Over 130+ property features and conditions automatically detected. As well as a Roof Age solution to see the current state of every property and price risk smarter. Before losses become claims.

Maintain profitability in hazardous regions

Property-level rating

Move beyond regional rating models by pricing each property based on its specific vulnerabilities, resulting in more accurate and fair premiums.

Gain a comprehensive view of property risk, helping to avoid underpricing and protect your bottom line.

Attract new business by offering superior pricing and protection based on precise risk evaluations.

Pre-filed peril scores and AI detections

Carriers can reference the ready-to-use filings when submitting rate filings, streamlining the approval process. Nearmap also support carriers’ own filings, providing data and documentation to ensure a smoother rate filing process from the start.​

Validated Models for Rating

Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S. Backed by Milliman, one of the world's largest providers of actuarial, risk management, and technology solutions, Appleseed enables insurtechs to meet regulatory requirements faster, more easily, and at lower cost. Collaborating with Milliman Appleseed and using their extensive ratemaking experience and trusted relationships with state insurance regulators, Nearmap predictive peril scores are validated for fast, cost-efficient approvals.

“Nationwide recognized the potential of Nearmap insights around roof imagery and the data stream that flows from their machine learning platform, Betterview. This will enable us to add predictive analytics into our underwriting operations. Going forward, we’ll be able to leverage our underwriting expertise and talent where it is needed most – on higher-value, more complex accounts.”

Eric Smith, SVP of Commercial Lines, Nationwide

Sync with your systems

Data API

Seamless integration with policy workflows.

Analytics UI

Uncover property risk drivers.

Single Sign-On (SSO)

Simplified user experience and access control.

Core system integration

Access our intel from your core system.

External data warehouse

Complete portfolio analysis.

PDF reports

Easily download property insight reports.

Work with reliably fresh property intelligence

Explore how property intelligence can increase efficiency by predicting and mitigating price risks.

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See how property intelligence can enhance rate segmentation and prevent premium leakage

Try Nearmap